MACON, Ga. -- For anyone who didn't catch the post-Christmas sales, it's still not too late to make the right investments.
The start of the new year lets people catch sales on many items, but buyers might be better off waiting on some purchases, according to financial advisers.
Expert advisers said the top list of things people should invest in at the beginning of a new year is:
Andrew Feagan said it makes sense to see some of these items placed on the list.
"It doesn't surprise me that winter clothes are on there and like Christmas decorations because you're going get it on clearance while they're not popular," Feagan said.
He did say one of the items came at a shock.
"Gym memberships surprise me, because I'd figure everybody has new years resolutions to get back in the gym. I would think they would want to raise the prices for that," said Feagan.
He said that after thinking about it, arranging his future travel plans sooner rather than later is probably a smart idea.
"Maybe the travel, the thought of if you're going to travel in June, buy something now, maybe something like that," said Feagan.
Financial adviser Garth Paulicheck said setting aside a 'just in case fund' at the start of the year is critical.
"If you don't plan for the unexpected, the unexpected will happen to you, and that's where folks tend to use short-term debt to be able to cover those unforeseen expenses," Paulicheck said.
He said that investing in a financial adviser is one of the best ways to get on track.
"Someone that's going partner with you on your strategy and keep you on track kind of as an accountability partner and also to educate you on the different investments that you have," said Paulicheck.
Smartphones, computers, and TV's were the top three things advisers said people should avoid buying in January.
Experts said January won't be a good month for discounts on previous generation models and said to hold out on buying these things until President's Day in February to catch the best deals.